The Confessions Of An Overspending Daughter

By Kathleen Ryan


So, after a bit of shopping my mom and I are standing in separate lines at Kohl s each purchasing a few clothing and fashion items, apparel, accessories and whatnot except that a major difference stood between my lovely mother and myself... coupons. My mom is a budgeting Queen and she's somewhat infamous with my friends for her ultra thifty dare I say "cheap" ways. She's so infamous that she's earned the nickname "Cheap Kate."

Finally, my mom's next in line. She ever-so-gently collects her clearance item finds and smiles as she hands them to the cash attendant, but not before remembering to dig out a cash-saving coupon. Before the measly total even has the chance to ring up, my mom is inquiring about receiving an additional senior citizens savings.

And then there's me at the other register, jokingly ignoring mom's existence and handing my hoards of clothes and that insanely cute bridal shower dress over to the clerk. I laugh at notice my mom giving me one of her ho-hum glazes as God-forbid I pay retail price and whip out my plastic to cover the expense.

Soon after, we went cruising minivan-style. My mom puts on some Godawful nature music and puts me to work digging through her meticulously kept organizer on the hunt for discounts for a few Johnson and Johnson items and Proctor and Gamble items. I sit there... digging, I'm then told that my lack of money management skills is hurting my academic endeavors and that I really should consider retirement and begin to pick out a few mutual funds. I could have cut short this academic lecture simply by noting that I am top of my class at my University but mom likes to talk and she makes me laugh, so I instead I listened, nodded and looked for coupons.

It's not that I don't appreciate my mothers financial activism, because I do and god help me, next year after I graduate from college and my parent's cut me off financially that I'll adopt her ways, but here's the deal, right now I'm still in school and my they pay my credit card and with that knowledge I plan to do keep shopping, shopping at the store, shopping online, shopping as much as I can, because I know that soon enough I will graduate and gravy train will run dry.




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